Industries · Banking

See the second-order exposure first.

Credit files show the borrower. Nexus shows what the borrower is connected to - and what a downgrade this morning touches by close of business.

Where the pressure sits

Three questions that keep coming back.

Counterparty contagion

One name moves and the exposure is never just the facility - it's the collateral, the covenants, and the names behind the name.

Concentration you can't see

Sector, geography, and collateral concentrations hide across systems that don't talk to each other.

The regulator's question

Not what your exposure is - how you know, and whether the same question returns the same answer twice.

One question, traced

From ask to receipt.

A major counterparty is downgraded two notches this morning. What does it touch?

  1. Direct exposure - every facility, derivative, and guarantee tied to the name, valued now
  2. Collateral chain - which pledged assets reprice, and which margin calls trigger
  3. Covenant map - the borrowers pushed within one test of breach
  4. Time-to-impact - which desks and committees must move today, and which can wait

RECEIPT · SIGNED, REBIRTH NEXUS · every figure above names the engine that computed it - open any step.

Illustrative scenario - not live client data.

Nexus tracing collateral exposure on a live map - synthetic demonstration
Nexus tracing collateral exposure on a live map - synthetic demonstration.
Engine families for banking

Exposure aggregation · Collateral repricing · Covenant stress · Regulatory readiness.

Tell us the decision you face, and a deterministic, tested, documented engine appears inside the same governed doorway - in days, not quarters.

Our founder's payments research was published with the Federal Reserve Bank of Atlanta - Washington, J. J. & Gupta, C. D. (2017), doi:10.5281/zenodo.21848118 · Read the paper (PDF)

One use case, your data, 30 days - and a receipt on everything. If seeing the full picture doesn't change the decision, you walk away.

CONTINUE THE STORY Next: Map one decision in 30 daysOne real decision, your data, a receipt on everything. Or skip aheadBring your hardest question.